The acronym BaföG refers to the assistance granted to students by the state, which is regulated by the German Federal Training Assistance Act (“Bundesausbildungsförderungsgesetz”). BAföG is split evenly into half-grant, half-loan. In other words, 50% of what students receive must be repaid. With just a few exceptions, any funding awarded depends on parental income.
Some students arrange a student loan from a bank to fund their studies. In such cases, the banks don’t insist on the usual guarantees, and interest rates are usually low.
Deutschlandstipendium
Oskar Karl Forster scholarship
There are many sources of public and private funding in Germany to help meet the costs of studying – with varying amounts offered, selection criteria and scope. Here are a few useful databases:
You can also find further details of funding specific to Bavaria on the website Studieren in Bayern, run by the Bavarian State Ministry for Science and the Arts.
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